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Silly logic aside, I would ask any reader who has this issue the same thing I asked the woman who contacted me: are the two of you EXCLUSIVE and have you both made it clear that you are only interested in dating each other?

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Civil Penalty:

Civil Penalty: $1,500 Danielle Castro, West New York, NJ Order #15-51228-35, November 4, 2015 Respondent, Danielle Castro, knowingly submitted a false and misleading statement on an automobile policy application dated February 20, 2014, to New Jersey Drive Insurance Company.

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Civil Penalty: $1,500 Danielle Castro, West New York, NJ Order #15-51228-35, November 4, 2015 Respondent, Danielle Castro, knowingly submitted a false and misleading statement on an automobile policy application dated February 20, 2014, to New Jersey Drive Insurance Company.

Specifically, she failed to disclose a household member/driver.

Specifically, she failed to disclose her husband as a household member/driver.

Civil Penalty: $1,500 Miratha Narcisse, Orange, NJ Order #12-51355-35, December 3, 2015 Respondent, Miratha Narcisse, gave false and misleading information to 21st Century Centennial Insurance Company on her automobile application dated July 30, 2011.

,500 Danielle Castro, West New York, NJ Order #15-51228-35, November 4, 2015 Respondent, Danielle Castro, knowingly submitted a false and misleading statement on an automobile policy application dated February 20, 2014, to New Jersey Drive Insurance Company.

Specifically, he failed to list a licensed household member.

When providing the Newark Police Department police report, Mr.

Barrino submitted false information to misrepresent when the actual date of loss occurred.

Orders or decisions issued on such matters prior to July 1, 2014 are available upon request to the Bureau of Fraud Deterrence.

Joseph Giampapa, Wayne, NJ Order #15-51805-35, December 3, 2015 Respondent, Joseph Giampapa, knowingly submitted a false and misleading statement on an automobile application dated August 9, 2014, to CURE Insurance Company.