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Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.“A lot of the online dating fraudsters we know are abroad.“It’s not just the finances, it’s the emotional part, too—being embarrassed, being ashamed, being humiliated.” Even now, though, she remains conflicted.

Trolling for victims online “is like throwing a fishing line,” said Special Agent Christine Beining, a veteran financial fraud investigator in the FBI’s Houston Division who has seen a substantial increase in the number of romance scam cases.Con artists are increasingly creating fake online profiles and tricking people on dating sites into handing over often large sums of money.One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.But just as dating app users are at an all-time high, so is the number of people becoming victims of online dating fraud.A new report by the National Fraud Intelligence Bureau has found that last year, singles were conned out of £39 million by fraudsters they’d met on dating sites and apps.But Charlie is still at large, presumably in Nigeria, and there may be little hope of bringing him to justice.