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ALL PICTURES ARE STOLEN FROM INNOCENT THIRD PARTIES.In reality, the scammers are Africans from Nigeria and Ghana.And with each victim, they learn and improve their psychological technique. The scammers just need to find the right button to press.’ They will tell you they’re widowed, or divorced after their partner was unfaithful.They may have raised a child alone or lost a child.In another case, divorcée Suzanne Hardman, then 56, was defrauded of £170,000 by ‘James Richards’, a widower living in Portsmouth.In fact, James was a gang of Nigerian fraudsters who were later convicted.It could be getting you to take part in explicit exchanges or send sexual videos. If the ‘one-off deal’ you need to pay is presented as slightly illegal or shady – a mess he has got into and needs help getting out of – you will likely feel too worried to go for help.Perhaps he is on the edge of retirement or about to leave the military and build a new civilian life; perhaps he was widowed years ago and only now feels able to start again.

female pictures most frequently used by African scammers.

His messages began to refer to Felix as ‘our son’ (Sara has no children of her own). They’d speak on the phone and he called her Mum (it was her scammer using voice-morphing technology).

When it was ‘Felix’s birthday’, Sara sent money for an i Phone. ‘I believed in the boy – that was my weak point,’ she says.

Judith joined a dating site last year – one which matches your values, personality and lifestyle with other members and scores them accordingly. When he got my replies, he’d come up with something similar but ever so slightly different.’'He’d say he loved me and I’d reply, “You haven’t even met me!

Let’s wait and see.”’ So her scammer tried another tack: introducing Felix, a 14-year-old boy he had ‘saved’ in Liberia, who was temporarily living in Ghana.